Acme HSBC Bank Singapore Payments

This describes validations / allowed data formats for Acme payments going through HSBC Bank Singapore. These will be validated by Acme and further validated by the bank. These rules may be stricter than what the bank requires.

Common Definitions

• SWIFT Character Set:

  • The 26 uppercase Latin letters A-Z
  • The 26 lowercase Latin letters a-z
  • The 10 digits 0-9
  • Forward slash /
  • Hyphen -
  • Question mark ?
  • Colon :
  • Left and right parentheses ( )
  • Full stop .
  • Comma ,
  • Single quote '
  • Plus sign +
  • Space

• BIC11:

  • 11-character Bank Identifier Code

General notes

• The receiver.address.country must be an uppercase 2-letter ISO 3166 country code (e.g. SG for Singapore).
• The format for BIC (used in receiver.bank) is strictly validated using [A-Z]{6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3})? (as specified in ISO20022 BICFIIdentifier).

GIRO

Important

• The paymentSetCode for GIRO payments is a 3 character optional code configured on HSBCnet to group payment instructions under a specific access or entitlement group. Use this field to restrict payroll transaction access on HSBCnet. The value must match an existing payment set code configured in HSBCnet, please contact the bank for the appropriate code(s) to set.

field	pattern / charset	max length	mandatory/optional
paymentSetCode	SWIFT Example: E01	3	O
payments[N].customerReference	SWIFT	12	M
payments[N].paymentDetails	SWIFT	140	O
payments[N].bankChargeBearer	SENDER or RECEIVER or SHARED Default to SENDER if not provided.		O
payments[N].receiver.name	SWIFT	140	M
payments[N].receiver.bank	BIC11	11	M
payments[N].receiver.bankAccountNumber	Alphanumeric	34	M
payments[N].receiver.address.line1	SWIFT	35	O
payments[N].receiver.address.line2	SWIFT	35	O
payments[N].receiver.address.city	SWIFT	35	O
payments[N].receiver.address.state	SWIFT	35	O
payments[N].receiver.address.postalCode	SWIFT	16	O
payments[N].receiver.address.country	SWIFT	2	O

FAST

field	pattern / charset	max length	mandatory/optional
payments[N].customerReference	SWIFT	16	M
payments[N].paymentDetails	SWIFT	140	O
payments[N].receiver.name	SWIFT	140	M
payments[N].receiver.bank	BIC11	11	M
payments[N].receiver.bankAccountNumber	Alphanumeric	34	M
payments[N].receiver.address.line1	SWIFT	35	O
payments[N].receiver.address.line2	SWIFT	35	O
payments[N].receiver.address.city	SWIFT	35	O
payments[N].receiver.address.state	SWIFT	35	O
payments[N].receiver.address.postalCode	SWIFT	16	O
payments[N].receiver.address.country	SWIFT	2	O

PAYNOW

field	pattern / charset	max length	mandatory/optional
payments[N].customerReference	SWIFT	16	M
payments[N].paymentDetails	SWIFT	140	O
payments[N].receiver.proxyType	NRIC or MOBILE or UEN or VPA	M
payments[N].receiver.proxyValue for NRIC or FIN	9 uppercase alphanumeric characters	9	M
payments[N].receiver.proxyValue for MOBILE	+ followed by 7 to 15 digits Example: +6588880000	16	M
payments[N].receiver.proxyValue for UEN	9 to 13 alphanumeric characters	13	M
payments[N].receiver.proxyValue for VPA	Mobile followed by # and 4 alphanumeric characters Example: +6588880000#Grab or UEN followed by UEN followed by # and 4 alphanumeric characters Example: +UEN1234567#Grab	21	M
payments[N].receiver.address.line1	SWIFT	35	O
payments[N].receiver.address.line2	SWIFT	35	O
payments[N].receiver.address.city	SWIFT	35	O
payments[N].receiver.address.state	SWIFT	35	O
payments[N].receiver.address.postalCode	SWIFT	16	O
payments[N].receiver.address.country	SWIFT	2	O

MEPS

field	pattern / charset	max length	mandatory/optional
payments[N].customerReference	SWIFT	16	M
payments[N].paymentDetails	SWIFT	140	O
payments[N].bankChargeBearer	SENDER or RECEIVER or SHARED Default to SHARED if not provided.		O
payments[N].receiver.name	SWIFT	35	M
payments[N].receiver.bank	BIC11	11	M
payments[N].receiver.bankAccountNumber	Alphanumeric	34	M
payments[N].receiver.address.line1	SWIFT	35	O
payments[N].receiver.address.line2	SWIFT	35	O
payments[N].receiver.address.city	SWIFT	35	O
payments[N].receiver.address.state	SWIFT	35	O
payments[N].receiver.address.postalCode	SWIFT	16	O
payments[N].receiver.address.country	SWIFT	2	O

TT

Important

• The paymentDetails is conditionally mandatory for TT to specific countries in Asia including Bangladesh, India, Malaysia, Mauritius, the Philippines, Sri Lanka, Vietnam and Indonesia.
  
• Specify the purpose of payments (PoP) according to the local regulatory guidelines for each country. Please contact the bank for the latest Asia Purpose of Payment Formatting Guide.
  
• Note: As part of the requirements, for TT payments to Malaysia, please append the prefix "REMI/" before populating the purpose of payment. Example: "REMI/Manufactured Goods"

field	pattern / charset	max length	mandatory/optional
payments[N].customerReference	SWIFT	16	M
payments[N].paymentDetails	SWIFT Example: REMI/Manufactured Goods	140	CM
payments[N].bankChargeBearer	SENDER or RECEIVER or SHARED Default to SHARED if not provided.		O
payments[N].receiver.name	SWIFT	35	M
payments[N].receiver.bank	BIC11	11	M
payments[N].receiver.bankAccountNumber	Alphanumeric	34	M
payments[N].receiver.address.line1	SWIFT	35	O
payments[N].receiver.address.line2	SWIFT	35	O
payments[N].receiver.address.city	SWIFT	35	O
payments[N].receiver.address.state	SWIFT	35	O
payments[N].receiver.address.postalCode	SWIFT	16	O
payments[N].receiver.address.country	SWIFT	2	M