Acme Standard Chartered Bank Singapore Payments (API)

This describes validations / allowed data formats for Acme payments going through Standard Chartered Bank (SCB) Singapore (SCBLSG22XXX) over the SCB Open Banking API. These will be validated by Acme and further validated by the bank. These rules may be stricter than what the bank requires.

Supported types: FAST, MEPS, BKTR, TT.

Common Definitions

• SWIFT Character Set:

  • The 26 uppercase Latin letters A-Z
  • The 26 lowercase Latin letters a-z
  • The 10 digits 0-9
  • Forward slash /
  • Hyphen -
  • Question mark ?
  • Colon :
  • Left and right parentheses ( )
  • Full stop .
  • Comma ,
  • Single quote '
  • Plus sign +
  • Space

• customerReference is required for all payment types. It must be unique and must not exceed 16 characters.

• A SWIFT BIC is 8 to 11 characters (uppercase letters and digits).

• paymentDetails is sent to the beneficiary as unstructured remittance information across 2 lines of 70 characters.

• receiver.address.city and receiver.address.country are required for all payment types, as enforced by Standard Chartered Bank. The line1, line2, state, and postalCode address fields are optional.

FAST

info

• 4 characters purposeCode must be provided for FAST payments.

field	pattern / charset	max length	mandatory/optional
currency	SGD	3	M
customerReference	SWIFT	16	M
paymentDetails	SWIFT	140	O
bankChargeBearer	SENDER or RECEIVER or SHARED		O
purposeCode	SWIFT	4	M
receiver.name	Free text	140	M
receiver.bank	SWIFT BIC	8–11	M
receiver.bankAccountNumber	Numeric	20	M
receiver.address.city	SWIFT	35	M
receiver.address.country	ISO 3166-1 alpha-2	2	M
receiver.address.line1	SWIFT	70	O
receiver.address.line2	SWIFT	70	O
receiver.address.state	SWIFT	35	O
receiver.address.postalCode	SWIFT	16	O

MEPS

field	pattern / charset	max length	mandatory/optional
currency	SGD	3	M
customerReference	SWIFT	16	M
paymentDetails	SWIFT	140	O
bankChargeBearer	SENDER or RECEIVER or SHARED		O
receiver.name	Free text	140	M
receiver.bank	SWIFT BIC	8–11	M
receiver.bankAccountNumber	Numeric	20	M
receiver.address.city	SWIFT	35	M
receiver.address.country	ISO 3166-1 alpha-2	2	M
receiver.address.line1	SWIFT	70	O
receiver.address.line2	SWIFT	70	O
receiver.address.state	SWIFT	35	O
receiver.address.postalCode	SWIFT	16	O

BKTR

info

receiver.bank must not be provided. SCB routes the payment to itself.

field	pattern / charset	max length	mandatory/optional
currency	ISO 4217 currency code	3	M
customerReference	SWIFT	16	M
paymentDetails	SWIFT	140	O
bankChargeBearer	SENDER or RECEIVER or SHARED		O
receiver.name	Free text	140	M
receiver.bankAccountNumber	Numeric	16	M
receiver.address.city	SWIFT	35	M
receiver.address.country	ISO 3166-1 alpha-2	2	M
receiver.address.line1	SWIFT	70	O
receiver.address.line2	SWIFT	70	O
receiver.address.state	SWIFT	35	O
receiver.address.postalCode	SWIFT	16	O

TT

info

receiver.bank is required.

field	pattern / charset	max length	mandatory/optional
currency	ISO 4217 currency code	3	M
customerReference	SWIFT	16	M
paymentDetails	SWIFT	140	O
bankChargeBearer	SENDER or RECEIVER or SHARED		O
receiver.name	Free text	140	M
receiver.bank	SWIFT BIC	8–11	M
receiver.bankAccountNumber	Free text		M
receiver.address.city	SWIFT	35	M
receiver.address.country	ISO 3166-1 alpha-2	2	M
receiver.address.line1	SWIFT	70	O
receiver.address.line2	SWIFT	70	O
receiver.address.state	SWIFT	35	O
receiver.address.postalCode	SWIFT	16	O