UAE Bank Codes
How Acme finds the bank's BIC from a UAE IBAN, and the bank codes it maps.
Every UAE IBAN carries the bank's 3-digit code. Acme uses this code to find the bank's BIC, so for most local UAE payments you only need to send the IBAN.
Where the bank code is
A UAE IBAN is 23 characters: AE, 2 check digits, the 3-digit bank code, then the 16-digit account number.
| IBAN | bank code | bank |
|---|---|---|
AE98 026 0001234567890123 | 026 | Emirates NBD Bank PJSC |
When you need to send a BIC
| bank | type | receiver.bank with a UAE IBAN |
|---|---|---|
| SCB UAE | UAE_IBFT, UAE_FTS | Optional for a code in the table below. Send it for any other code. |
| SCB UAE | BKTR | Not allowed. SCB pays its own account. |
| Zand | UAE_IBFT, UAE_FTS, BKTR | Not used. Zand needs only the IBAN. |
| SCB UAE and Zand | TT | Required. |
- On SCB UAE, if you send
receiver.bankwith a UAE IBAN, Acme uses the BIC you send. - On SCB UAE, if the bank code is not in the table below, send
receiver.bank.
Incoming SCB UAE credits
- For an SCB UAE credit from a UAE IBAN, SCB sometimes leaves the sender's bank empty.
- When it does, Acme fills
sender.bankwith the BIC for the bank code in the sender's IBAN, for a code in the table below.
Bank codes
Acme sends the 8-character BIC below with the branch code XXX. Bank names are as Acme holds them. Some banks have since merged or renamed.
| code | bank | BIC |
|---|---|---|
| 001 | Central Bank of UAE | CBAUAEAA |
| 002 | The Royal Bank Of Scotland N.V. | ABNAAEAD |
| 003 | Abu Dhabi Commercial Bank | ADCBAEAA |
| 004 | Al Ahli Bank Of Kuwait K.S.C. | ABKKAEAD |
| 005 | Rafidain Bank | RAFBAEAD |
| 007 | Arab African International Bank | ARAIAEAD |
| 008 | Al Masraf | ABINAEAA |
| 009 | Arab Bank | ARABAEAD |
| 011 | Bank of Baroda | BARBAEAD |
| 012 | Bank of Sharjah | SHARAEAS |
| 014 | Blom Bank France | BLOMAEAD |
| 015 | BANQUE MISR | BMISAEAA |
| 016 | Credit Agricole Corporate and Investment Bank | BSUIAEAD |
| 017 | Al Khaliji France S.A. | LICOAEAD |
| 018 | BNP Paribas | BNPAAEAA |
| 019 | Barclays Bank | BARCAEAD |
| 020 | HSBC Bank Middle East | BBMEAEAD |
| 021 | Citibank NA | CITIAEAD |
| 022 | Commercial Bank International PSC | CLBIAEAD |
| 023 | Commercial Bank of Dubai | CBDUAEAD |
| 024 | Dubai Islamic Bank | DUIBAEAD |
| 025 | El Nilein Bank | NILBAEAA |
| 026 | Emirates NBD Bank PJSC | EBILAEAD |
| 027 | First Gulf Bank | FGBMAEAA |
| 028 | Habib Bank Limited | HABBAEAD |
| 029 | Habib Bank AG Zurich | HBZUAEAD |
| 030 | Investbank PSC | IBTFAEAS |
| 031 | Janata Bank | JANBAEAA |
| 033 | Mashreqbank | BOMLAEAD |
| 034 | Emirates Islamic Bank PJSC | MEBLAEAD |
| 035 | National Bank of Abu Dhabi | NBADAEAA |
| 036 | National Bank Of Bahrain | NBOBAEAA |
| 038 | National Bank Of Fujairah | NBFUAEAF |
| 039 | National Bank of Oman | NBOMAEAD |
| 040 | National Bank of Ras Al-Khaimah | NRAKAEAK |
| 041 | Sharjah Islamic Bank | NBSHAEAS |
| 042 | National Bank Of Umm Al Qaiwain | UMMQAEAD |
| 043 | Industrial and Commercial Bank of China | ICBKAEAA |
| 044 | Standard Chartered Bank | SCBLAEAD |
| 045 | Union National Bank | UNBEAEAA |
| 046 | United Arab Bank | UARBAEAA |
| 047 | United Bank Ltd. | UNILAEAD |
| 049 | Deutsche Bank | DEUTAEAA |
| 050 | Abu Dhabi Islamic Bank | ABDIAEAD |
| 051 | Dubai Bank | DBXPAEAD |
| 052 | Noor Islamic Bank | NISLAEAD |
| 053 | Al Hilal Bank | HLALAEAA |
| 054 | Doha Bank | DOHBAEAD |
| 055 | SAMBA Financial Group | SAMBAEAD |
| 056 | National Bank Of Kuwait | NBOKAEAD |
| 057 | Ajman Bank | AJMNAEAJ |
| 081 | Finance House | FHOUAEAD |
| 086 | Wio Bank PJSC | WIOBAEAD |
| 092 | GULF INTERNATIONAL BANK | GULFAEAA |
| 093 | INTESA SANPAOLO | BCITAEAB |
| 113 | SIRAJ FINANCE PJSC | SRAJAEAA |
| 206 | Al Ansari Exchange | ALANAEAA |
| 215 | Al Fardan Exchange | FEXEAEAA |
| 216 | Al Fuad Exchange | ALFXAEAD |
| 252 | Emirates India International Exchange | EIIEAEAD |
| 267 | Lari Exchange | LAEEAEAA |
| 275 | Orient Exchange Co.- LLC | OECOAEAD |
| 291 | UAE Exchange Center LLC | UAEXAEAA |
| 293 | Universal Exchange Centre | UECEAEAD |
| 294 | Wall Street Exchange Centre LLC | WSEEAEAD |